I look through all the applications for loan approval and complete my research.
I ensure that all accepted loans are conducted on time and the clients pay back on time.
I also coordinate with other departments and ensure that all bank regulations are followed while loan acceptance.
AishaZayed
Credit Manager
Responsible, critical and extremely meticulous in approving debts and loans. I have an experience of working for the banking industry of over ten years. I have exercised my authority with full care and have never been biased in my decisions. I have learnt a great deal and I wish to work with international banks to deliver better work.
Professional Experience
MidEast Bank
Credit Manager June 2015 to Present 11 years & 1 month
UAE Bank
Credit Manager February 2011 to May 2015 4 years & 4 months
Responsible for the assessment of clients before loan approval. I used to ensure that the applicants are creditworthy.
I also followed the cases of debtors who were in the process of pay-back. I remained vigilant in looking after the verification of applicant bank statements and business statuses.
I was responsible for following the bank's policy for credits and completing detailed reports for records.
I also followed the cases of debtors who were in the process of pay-back. I remained vigilant in looking after the verification of applicant bank statements and business statuses.
I was responsible for following the bank's policy for credits and completing detailed reports for records.
Dubai Bank
Credit Manager Assistant April 2009 to January 2011 1 year & 10 months
Responsible for handling all applications and collecting data about the client from bank records. For all applicants who did not hold an account with the bank, we sent a team to check their given information.
Coordinated with compliance department for following the loan approval procedure.
I assisted the credit manager with all the formal working that was required before loan approval.
Coordinated with compliance department for following the loan approval procedure.
I assisted the credit manager with all the formal working that was required before loan approval.
Education
Dubai School of Economics
MBA (Marketing) (August 2006 to March 2008)
Dubai University
BS (Business Management) (September 2002 to May 2006)
Grammar School
GCE Advanced Level (August 2000 to May 2002)
Personal Skills
Devoted
Communicative
Facilitator
Technical Skills
- Client Verification
- Customer Relations
- Credit Analysis
- Banking Regulations
- Data Analysis
- Verification
- Detail Oriented
- Record keeping
- Credit Collection
- Computer Proficient
- Financial Analysis
- Kibor
Personal
Gender
MaleHome Address
19, Luxury Apartments, Sheikh Lane, Dubai.Date of Birth
1988/09/18Freelance Available
YesMarital Status
SingleRelocation
YesDriving License
YesNationality
PakistanLanguages
Urdu
Native or Bilingual ProficiencyArabic
Limited Working ProficiencyEnglish (US)
Native or Bilingual ProficiencyActivities & Interests
Meet People
Travelling
Gym
TV
Friends
Painting
