Mortgage Underwriter Resume Sample

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Frida Cohn

Mortgage Underwriter

0019890032166
[email protected]

Experienced mortgage underwriter with analytical skills. I have been approving loans and mortgages after thorough inspections and case studies. Detail-oriented and extremely meticulous in my work, I make sure that my work and responsibilities are completed on time and done properly. I have studied law and have worked as a banker, which enhances my abilities to follow the right procedures for mortgage acceptances. I have always delivered accurate research work and determine eligibility after a long procedure. I wish to maintain my quality of work and improve with every task.

Education

Newage College

Bachelors-Finance (September 1995 to May 1999)

A good student.

St. Helen High School

High School (February 1992 to April 1995)

An active student with special interest in mathematics, accounts and law.
Work Experience

Pan American Mortgage

Mortgage Underwriter June 2013 to Present 13 years & 1 month

I am responsible for regularly reviewing applications and getting verifications done.
I calculate the applicants' debt to income ratios.
It is my job to remain aware of the changing rules and regulations to ensure legal loan facilities.
I also look after the assessments of property and time settlement with applicants.

Country Development Bank

Mortgage Underwriter February 2009 to May 2013 4 years & 4 months

I was responsible for reviewing the applications and completing all the assessment of property available for mortgage.
I was also responsible for determining the eligibility for loan based on tax returns and regular income.

Mortgage Department- U.S. Bank

Mortgage Report Maker April 2003 to January 2009 5 years & 10 months

I started work as a data collector who compiled reports of mortgage applicants.
My job included gathering information and getting assessments done before presenting the final case to the mortgage underwriter.
I was also responsible for verifying the documents and ensuring that the applicants presented genuine paperwork.

West American Bank

Corporate Banker January 2001 to March 2003 2 years & 3 months

I worked as a corporate assistant. My responsibilities included meeting with client companies and discussing different packages.
I was also responsible for weekly correspondence with the client company representatves.
I received and answered calls and questions of the clients and satisfied their requirements in the best possible way.
Law and Banking

Property and possession laws

I have studied law and interned at a law firm which has consolidated my style of research. It has also been an advantage in determining the value of assets and applying the right values to determine approval.

Law Firm

After high school and before starting Bachelors I interned at a Parker & Collins Law firm where I worked for three months. It was a good experience.

Interest in Law

I participated in American Law classes actively and was a keen law student in high school. I could not pursue it further due to selection of different subjects in college. However, it helped me with my banking career later on.
Technical Skills
  • Portfolio Observation
  • Data Analysis
  • Asset Calculation
  • Analytical Approach
  • Rules and Regulations
  • Resourceful
  • Rigid Discipline
  • Detailed Researching
  • Thorough Checking
  • Question Preparation
  • Property Assessment
  • Loan Approval
Langauges

Italian

Native or Bilingual Proficiency

English (US)

Full Working Proficiency
Personal Info

Relocation

Yes

Freelance Available

Yes

Home Address

49 Featherstone Street London EC1Y 8SY, United Kingdom

Driving License

Yes

Nationality

Mexico

Marital Status

Married

Date of Birth

1977/08/17

Gender

Male
Activities & Interests
Socialising
News paper
Reading
News
Meet People
Jog
Personal Skills

Devoted

Goal Oriented

Focused

Insightful

Candid

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